Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
The first is to use new money. When adding money to a portfolio, allocate these new funds to those assets or asset classes that have fallen. For example, if bonds have fallen from 40% of a portfolio to 30%, consider purchasing enough bonds to return them to their original 40% allocation. Diversification is an investment principle designed to manage risk. However, diversification does not guarantee against a loss.
Three things to consider before dipping into retirement savings to pay for college. http://www.authenticcounsel.com/resource-center/retirement/should-you-tap-retirement-savings-to-fund-college
Retirement living conjures up various images. Some see retirement living as traveling. Others envision more family time. Still others simply look forward to more free time. http://www.authenticcouns..
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